12 Tips for pairing a necklace with a t-shirt
- 28 May 2025

Now is that time of year when you go back to wearing the cult garment par excellence, a must in everyone’s wardrobe: the t-shirt. The symbol of casual fashion, in recent years we have often seen it reinvented and become the feature of even the most chic and classy outfits. Basic, patterned or strictly plain white, the t-shirt assumes the most varied forms and textures, to be worn with ease on every occasion. An important element not to be forgotten accessories. In this case, pairing the right necklace to the chosen t-shirt becomes fundamental in creating the perfect look for all tastes.
The challenge is not always easy, because, as already mentioned, there are so many t-shirts, and they are all different. One of the details to pay particular attention to when choosing jewellery to match with the shirt is the neckline. Is a long or short necklace better for a V-neck T-shirt? And what kind of necklace goes better with a patterned t-shirt?
If you also spend time each morning deciding which necklace to pair with the day’s T-shirt, or you’re curious about how to elevate a simple tee into something fit for a special occasion, this is the style guide for you!
#1 Round neck T-shirt
Not only this is the most common t-shirt, but it is also the one that allows more choices regarding the jewellery to wear.
A maxi round neckline t-shirt, for example, can become a chic garment with the help of a necklace with a pendant, for example, the CosmicLove necklace with a zircon stone, or, if you’re looking for something more casual yet still distinctive, the Armonica necklace with a large heart pendant: a perfect outfit for the entire day, as appropriate for the office as it is for an evening out with friends. With a classic round neckline, not too deep, the choice of jewellery is quite simple: a long necklace, for example, is always a good option, otherwise you can opt for a statement necklace, to transform the simplest t-shirt into the highlight of an eccentric look, to wear on important occasions. In this case, the perfect choice has to be the Mosaica necklace: crafted in silver with a surface finish in white rhodium, yellow gold or rose gold, and featuring a plate embellished with a captivating array of 49 colourful Cubic Zirconia stones!
#2 V-neck T-shirt
If the t-shirt you're planning to wear has a V-neck, it's important to choose a necklace that mirrors the shape and depth of the cut. Rigid, round-shaped necklaces are best avoided; instead, opt for a soft, delicate piece with a small central pendant or charm, such as the SeiDivina necklace in 925 sterling silver, adorned with three dangling Cubic Zirconia stones.
#3 Boat neck T-shirt
A t-shirt with a boat neckline is a piece of irresistible charm and a taste that is a bit retro, adorned with three dangling Cubic Zirconia stones, perfect for those who desire a sophisticated and timeless look. But what accessories go with it to get an impact outfit? For an elegant look with timeless beauty, the advice is to wear a choker necklace, such as the Soffio d’Amore necklace in stainless steel with white Cubic Zirconia: it will soften the neckline discreetly, while shining with class.
#4 Square neck T-shirt
The square neckline makes a T-shirt exceptionally versatile, suitable for every occasion when paired with the right accessories. In this case, the ideal necklaces are on the shorter side: whether they are chokers, collars styles, or gemstones designs such as the Mosaica necklace featuring 66 colourful Cubic Zirconia stones. They should never extend beyond the lowest point of the neckline.
#5 One-shoulder or asymmetrical T-shirt
For a gritty look one-shoulder or asymmetrical t-shirts are ideal: black or glittered texture for the evening, lighter and light fabric for the day. But what necklace best pairs with a garment of this type?
You definitely need to opt for a long model, for example, the CosmicLove necklace with a pendant featuring zircon stones, available with a white rhodium or yellow gold finish, or you could opt for a classic model with charms, a necklace enriched with cascading fringes to create a boho style. Alternatively, a great option is a metal necklace composed of multiple strands, perfect for achieving a minimalist and modern look.
#6 Tank top
If you love tank tops then there are two possibilities for pairing them with accessories: a short necklace with clean lines, perhaps with a brilliant detail such as the CosmicLove necklace with a pendant featuring Cubic Zirconia stones, or a necklace embellished with a pendant, such as the MySophie necklace with a heart at the centre, surrounded by a series of Cubic Zirconia stones to enhance its beauty. The key is to choose according to the depth of the neckline: a simple choker works well with higher necklines, while you can go bolder with a pendant for lower necklines. For a surprising twist, you could this simple garment with a choker with a single, precious pearl.
#7 Cowl neck T-shirt
Refined and suitable for the most formal occasions, a collar necklace makes an outfit irresistibly chic. For a bon ton look, opt for a delicate and thin necklace, such as the SeiMia necklace in gold, which can be personalised. A minimalist accessory that will add a touch of elegance to any classy outfit.
#8 Plunge neck T-shirt
When it comes to special occasions that aren’t too formal, like a party or just a night out with friends, a t-shirt with a deep neckline is definitely a winning choice for a rock-inspired look. Choose a luxurious fabric and soft shapes, but above all, don’t forget the accessories, as they become an essential in this case. The key is to be bold: opt for necklaces with precious pendants, such as the MyRadiance necklace featuring amethyst and white topaz, which will beautifully complement the neckline of your top.
#9 Halter neck T-shirt
With this type of neckline the realm of possibilities regarding accessories expands: the necklace to wear will depend on the effect you want to achieve, but also according to their body type.
The advice, in any case, is to prefer short necklaces: more extravagant and statement-making for minimalist outfits and elegant occasions, like those from the Mosaica collection, or more delicate and subtle ones, like the pieces from the CosmicLove collection, when the clothes in your outfit already feature various colours and patterns.
#10 Print T-shirt
A T-shirt with graphic prints and drawings can only be part of a witty and saucy outfit. Get Creative with your choice of accessories, but beware: the necklace to wear with an already striking t-shirt cannot be excessive. Opting for a short or medium length is ideal: to keep the look cool and ironic, choose a necklace with some colourful charms, such as the necklaces from the MySophie collection.
#11 Pattern T-shirt
If your favourite t-shirt is not plain or solid colour, the accessories should be chosen with great care to avoid creating a look that feels too loud or overdone. With ethnic patterns or bold prints in general, the best choice for a refined, sophisticated outfit is undoubtedly a necklace with clean lines, such as those from the Armonica collection, ideally elevated by a large, striking pendant.
# 12 Turtleneck T-shirt
Last but not least, the turtleneck. A basic garment, but a must in a modern woman’s wardrobe, because it is extremely versatile and can be easily paired as much with jeans as the most elegant skirts. Whatever the occasion is, there is only one thing to remember: the turtleneck must necessarily be paired with a long necklace. It is your choice: linear and simple or with a pendant?
Among Nomination’s jewellery collections, you’re sure to find the perfect piece to complement your outfit!
To make your look even more personal and unique, explore the SeiMia Necklace Configurator. With SeiMia, you can create necklaces that tell your story: choose from rhodium-plated silver letters and symbols to spell out your name or a word that carries a special meaning for you. A piece of jewellery that combines style and significance – perfect for any occasion!